Why older workers are reluctant to index their pension
Well, the working pensioners have waited in the wings. More precisely – months: in August their pensions will grow slightly. All other Russians, on their well-deserved rest, have long been “enjoying” the annual indexation that has flown in from the state.
Those who are entitled to an old-age insurance pension received indexation as early as January 1. Those who, for various reasons, had never worked, waited for the indexation to their social pension in April. Well, for those who continue to work in their venerable years, as you know, indexation from the state is not allowed in our country: since they receive a salary, it means they will not die of hunger. But the state carries out a recalculation of pensions for them every August. This year, as it was officially announced the other day, each worker (in “white” – which is important!) In 2020, a pensioner will receive a maximum of three pension points. Well, each point is now worth 93 rubles. It is not difficult to calculate that older workers in the last month of summer will get rich, if they are lucky, by as much as 279 rubles a month. With that kind of money, you can easily buy a chocolate bar for your grandchildren, yourself a bottle of milk and a loaf of bread,
But seriously, this recalculation can hardly be called a handout. Although what does a handout mean? Working pensioners honestly earned their points – after all, their work experience increased for a year, plus employers deducted insurance contributions for them all 12 months. Another thing is that the authorities could be generous by more than three points. After all, the indexation of all other pensions gave the elderly an average increase of more than 1,000 rubles, according to the calculations of the Federation Council. True, this thousand has already been eaten by the inflation raging this year: our real pensions, according to Rosstat, are not growing, but falling.What then can we say about the notorious 279 rubles: you won’t even notice them in a microscope!
Of course, older workers are not waiting for this handout, but for something completely different – the restoration of the indexation of pensions, which has been frozen for working pensioners since 2016. By the way, when that freeze was introduced, there were 14-15 million working pensioners in the country, and now, according to official statistics, there are 7-8 million. Over the past years, many have decided to finally retire, disagreeing with the infringement of their rights. There were also many who moved to the shadow sector of the economy – they stopped paying taxes and contributions to social funds.
In the past year and a half, who has not tried to return indexation (by the way, guaranteed by the Constitution to all pensioners without a flaw) to older workers! And members of the Federation Council, and separately taken deputies, and independent trade unions. But what can I say: the head of state personally gave the relevant instructions to the government, and it even fulfilled it, having prepared in February of this year a “multivariate vision” (quoted by the president’s press secretary Dmitry Peskov) for a solution to the problem.
But so far all these efforts have not led to anything real for working pensioners. Why? Perhaps the whole point is in the impressive price of the issue: from 400 billion to 1 trillion rubles a year, according to the Federation Council. But if the indexation is returned in more than one sitting, and not all categories of working pensioners at once, then much less money will be needed. Yes, our economy has not yet emerged from the crisis caused by the pandemic and last year’s lockouts. But, according to the vigorous reports of our monetary authorities, in recent months Russia’s GDP has been growing “at an abnormally high rate” (the expression of the Minister of Economic Development Maxim Reshetnikov), in July the volume of production, according to the government’s calculations, will recover to pandemic indicators, and the former budget deficit due to high prices for oil is about to run into surplus. Against this background, one can not even remember the government money-box – the National Welfare Fund, where 13 trillion rubles are “stored”. In a word, the state certainly has money to restore indexation for working old people. There is only no political will to carry out this indexation. Why?
Here we recall the canonical words of Mikhail Mishustin about the “greed” of our business. Maybe we are looking for the greedy in the wrong place? Perhaps, for a more effective search, it is worth summoning the financial and social blocs to the cabinet of ministers and all together to look in the mirror?
Of course, this is my deeply private and purely value judgment. But for some reason it seems to me that 10 (and maybe all 15) million working pensioners share it.
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